Get the right number.
Not a close one.
ClariMoney builds each calculator around the exact formula Indian banks, mutual funds, and the income tax department use — so the figure you see matches what your CA would tell you.
Free for everyone at launch. No spam.
What we calculate
Six calculators. All built right.
Every formula verified against RBI guidelines, AMFI standards, and the Income Tax Act in force. The numbers you see are the numbers your bank runs.
EMI Calculator
Monthly payment on any loan — home, car, or personal. Shows principal vs interest split by year.
SIP Calculator
Project your mutual fund corpus at any expected return and investment horizon.
FD Calculator
Maturity amount for fixed deposits with quarterly compounding, exactly as Indian banks calculate it.
RD Calculator
Recurring deposit returns using the standard RD interest formula. No rounding shortcuts.
GST Calculator
Add or back-calculate GST at 5%, 12%, 18%, or 28%. Works for both inclusive and exclusive amounts.
Income Tax
Old regime vs new regime — with actual slabs from the current Finance Act. See which saves you more.
How it works
Three inputs. One accurate answer.
Pick your calculator
EMI, SIP, FD, RD, GST, or Income Tax. Each one answers a specific financial question — not a generic estimate.
Enter your numbers
Principal, rate, tenure — whatever the formula needs. No sign-up, no account, no cookie banner.
Get the exact figure
The output uses the same formula as your bank or mutual fund house. This is the number your CA would give you.
Who it's for
Built for decisions that cost you when you get them wrong.
Home loan applicants
Know your exact EMI before the bank quotes you — and see how much of each payment is interest vs principal in year one vs year five.
SIP investors
Model your corpus at 10%, 12%, and 15% over any horizon. See the real difference between investing ₹5,000 and ₹10,000 a month.
GST-registered businesses
Invoice a client and instantly know the base amount after stripping GST, or what the tax-inclusive total should be.
Salaried employees
Declare old regime or new regime to HR — with actual numbers from your actual salary, not your colleague's rough estimate.
Early access
Be first when we launch.
Free for everyone. We'll email you the day the calculators go live — no follow-up spam.